Professional Indemnity for the advocates

• Breach of Professional Duty – Covers legal liabilities arising from failure to execute legal duties with expected skill and diligence.
• Errors & Omission Consequences – Financial protection against claims resulting from inadvertent professional errors or oversight.
• Breach of Confidentiality – Protection against client claims stemming from accidental disclosure of privileged information.
• Employee Misconduct – Covers losses or liabilities caused by improper or unauthorized actions by firm employees.
• Defamation Protection – Defense costs and liability cover for libel or slander allegations arising during legal representation.
• Loss of Documents – Expenses involved in replacing, restoring, or reconstructing client documents lost or damaged while in your custody.

Key Policy Exclusions (What Is Not Covered)

• Policy Deductibles – The mandatory excess amount payable by the insured upon claim settlement.
• Illegal Acts – Any criminal, unlawful, or dishonest acts committed by the practitioner or firm.
• Intentional Malpractice – Deliberate fraud, bad faith, or intentional breach of duty.
• Separate Policy Liabilities – Claims covered under separate insurance policies, such as employee workplace injuries (WIBA), third-party property damage, or slip-and-fall workplace accidents.