Heshima Group Last Expense is a dedicated group funeral insurance policy designed to cushion registered groups, corporate bodies, chamas, and welfare associations against unexpected bereavement costs. Built on the principle of solidarity ("Together When It Matters Most"), it delivers rapid financial assistance upon the passing of a member or their extended family, ensuring dignity for the deceased and peace of mind for loved ones.
Pioneer Assurance has a tailor-made Group Last Expense insurance cover that is meant for registered groups such as Corporates, Cooperatives, Welfare Groups, Micro Finance Institutions and SMEs that pays a benefit towards meeting, the funeral expenses of a member.
By arranging for the payment of a set sum upon the untimely passing of any scheme member, Pioneer’s Group Last Expense plan eases the burden of funeral arrangements and associated costs.
24 to 48-Hour Rapid Claim Payout - Guarantees immediate financial liquidity to ensure families can handle mortuary fees, transport, and burial arrangements without delay.
Cost-Effective Group Pricing - Enjoys significantly lower premium rates compared to individual policies, leveraging collective group strength for maximum affordability.
Comprehensive Family Extension - Extends identical seamless protection to the principal member, legal spouse, biological/legally adopted children, and optional extended parents.
No Pre-Policy Medical Examinations - Hassle-free group onboarding with no required medical check-ups or complex health declarations for standard age brackets.
Flexible Tiered Benefit Options - Offers customizable cover limits (eg, Ksh 50,000 to Ksh 500,000) allowing institutions to tailor plans to their budget or employee benefit structures.
Who’s Covered?
Chamas & Investment Groups – Formal self-help groups and savings circles seeking collective welfare security.
Welfare Associations & Community Groups – Regional or alumni networks that pool funds for funeral support.
Corporates & SMEs – Employers looking to offer a comprehensive group last expense benefit as part of worker welfare packages
SACCOs & Cooperatives – Financial co-operatives protecting their registered members.
Microfinance Institutions & Alumni Bodies – Organized groups with a minimum of 20 principal members.
How can we help?
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