Driver Care

• Direct-to-Facility Medical Support – Covers accident-related medical and treatment costs, paid directly to the hospital or facility for immediate care, or reimbursed upon receipt of original medical bills and doctor reports.
• Accidental Death Benefit – Provides essential financial lump-sum compensation for surviving dependents and family members in the event of a fatal accident.
• Permanent Total Disablement (PTD) – Offers long-term financial compensation if a road accident results in permanent incapacitation or total disability.
• Hospital Cash Benefit – Delivers a daily cash payout during hospital stays to cover incidental expenses and lost daily earnings.
• Artificial Medical Appliances Cover – Provides financial assistance towards purchasing essential prosthetics, mobility aids, or artificial appliances needed during recovery.
• Funeral Expense Support – Delivers timely financial relief following an accidental death to assist loved ones with final send-off arrangements.

Key Policy Exclusions (What Is Not Covered)
The DRIVERCARE policy excludes claims, injuries, or disabilities resulting from:

• Intentional self-inflicted harm, suicide, or attempted suicide.
• Incidents occurring while operating a vehicle under the influence of alcohol or non-prescribed drugs.
• War, invasion, acts of foreign enemies, rebellion, revolution, military power, or terrorism.
• Accidents occurring while piloting or crewing aerial devices (unless flying as a fare-paying passenger on a scheduled airline).
• Participation in professional sports, motor racing, or exceptionally hazardous activities.