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Group Life Assurance (GLA) Plan

Pioneer Assurance Group Life Assurance is a corporate life insurance solution offered by employers, associations, and institutions to protect their employees or members. Positioned under Pioneer’s "Secure Your Employee" segment, this policy provides a guaranteed financial safety net to the families and beneficiaries of staff members in the event of death in service caused by either illness or an accident.

What is Group Life Assurance (GLA) Plan?

This is a form of Life insurance offered by an Employer or Association to its workers or members.

 

This plan is ideal for all types of employers, and covers incorporated companies, government institutions and agencies, NGOs , Saccos and other types of business and non-business entities.

 

GLA is typically offered as a membership benefit package. Members to be covered under GLA must be existing for some other common purpose.

Death in Service Payout: Guaranteed lump-sum cash disbursement to the employee's designated family or beneficiaries if the employee passes away due to illness or an accident.
Tailored Fixed Benefit Tiers: Flexible payout amounts structured according to staff levels, job categories, or custom group terms.
24/7 Worldwide Protection: Continuous global protection for employees at all times, whether on duty, off duty, or traveling internationally.
Additional Rider Benefits (Add-On Protection)
Permanent Total Disability (PTD): Direct lump-sum compensation if an accident or illness permanently prevents an employee from returning to work.
Critical Illness Support: Accelerated lump-sum cash payout provided upon diagnosis of major life-threatening conditions (such as cancer, stroke, or kidney failure).
Last Expense / Funeral Relief: Fast-track cash payout (processed within 48 hours) to help the bereaved family handle immediate burial expenses.
Key Employer & Organizational Benefits
Tax Deductible Premium: Corporate premiums paid towards Group Life Assurance qualify as tax-deductible operational expenses under Kenyan tax regulations.
Unplanned Cost Control: Replaces ad-hoc, unbudgeted company welfare contributions during employee bereavement with a fixed, insured framework.
Talent Attraction & Retention: Strengthens your employer brand and boosts workforce morale by demonstrating genuine care for employee welfare.
  • ✓Death in Service Payout: Guaranteed lump-sum cash disbursement to the employee's designated family or beneficiaries if the employee passes away due to illness or an accident.
  • ✓Tailored Fixed Benefit Tiers: Flexible payout amounts structured according to staff levels, job categories, or custom group terms.
  • ✓24/7 Worldwide Protection: Continuous global protection for employees at all times, whether on duty, off duty, or traveling internationally.
  • ✓Additional Rider Benefits (Add-On Protection)
  • ✓Permanent Total Disability (PTD): Direct lump-sum compensation if an accident or illness permanently prevents an employee from returning to work.
  • ✓Critical Illness Support: Accelerated lump-sum cash payout provided upon diagnosis of major life-threatening conditions (such as cancer, stroke, or kidney failure).
  • ✓Last Expense / Funeral Relief: Fast-track cash payout (processed within 48 hours) to help the bereaved family handle immediate burial expenses.
  • ✓Key Employer & Organizational Benefits
  • ✓Tax Deductible Premium: Corporate premiums paid towards Group Life Assurance qualify as tax-deductible operational expenses under Kenyan tax regulations.
  • ✓Unplanned Cost Control: Replaces ad-hoc, unbudgeted company welfare contributions during employee bereavement with a fixed, insured framework.
  • ✓Talent Attraction & Retention: Strengthens your employer brand and boosts workforce morale by demonstrating genuine care for employee welfare.
Corporate Employers & Private Enterprises

Corporate Employers & Private Enterprises: Businesses looking to bolster employee benefit packages and boost talent retention.

Government Institutions & Public Agencies

Government Institutions & Public Agencies: State agencies seeking structured life cover for public servants.

NGOs & Non-Profit Organizations

NGOs & Non-Profit Organizations: Development partners and non-profits securing local and field personnel across various operational terrains.

SACCOs & Registered Associations

SACCOs & Registered Associations: Cooperatives and member-based groups offering welfare protection to active members existing for a common purpose.

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